Internet Banking Research Paper Example | Topics and Well Written Essays - 1000 words

Internet Banking - Research Paper Example As to the exposure to the internet is concerned almost all those who said they did have exposure to internet for over a year also said that they had internet banking exposure for over a year which is very welcome since most of the people who are on the internet seem to be more inclined towards using internet for this purpose. Most people (40%) felt that the internet banking enabled them to do their job quickly and only 20% felt that it does not help them do their job quickly. Others felt neither or did not comment. This indicates there is an overall speed increase in the process. This has also resulted in 40% of the people saying that their productivity has gone up and 45% said that their effectiveness in utilizing the services have gone up. The same is not the case with the utilization of banking services, which the respondents seem to feel is more towards disagreeing. 40% said the internet banking has NOT improved their services. Around 35% said they perceived an improvement in the service. Nearly 45% of the respondents also felt that it was not easy to use the internet banking facility. This implies that the sites are not really user friendly and the usability factor of the websites has to be analyzed. The overall banking usefulness as percei... The overall banking usefulness as perceived was checked and was found to be more in favor of yes as shown above. The number of people who perceived that the internet banking is not useful was just 15%. This implies that the overall reaction of the people is towards satisfactory internet banking. The above pie chart shows that there are also undecided people of almost 45% of the surveyed lot who could be turned positive with a little effort. Trust From the analysis of the survey results, it is found that the overall satisfaction levels in the case of trust is also in favor of the bank. However, some of the important questions in this regard, 'I feel trustworthy towards my bank' and 'Using internet banking is secure' has evoked a strong neutral stand from the respondents. This indicates that the majority of them are still in a dilemma as to use the internet banking or not to use it. This dilemma can easily be turned positive by suitable promotion and clarifications for the clients of the bank. Another interesting point to note is the fact that nearly 40% of the people have said they may not trust the bank with their private information. This possibly stems from the idea that the respondents might be getting from the bank that they are sharing their personal information with others merchants. But the overall trust in the bank has not diminished as per the figure below. There are more people who are saying they trust their bank without any holds. There is also 40% of people who say that they are neutral; not saying no but at the same time not saying yes either. This is a group that needs further analysis by the bank as to why this is happening and may be efforts to be taken to set this right. Perceived Ease

Health issues and reforms Assignment Example | Topics and Well Written Essays - 1000 words

Health issues and reforms - Assignment Example Additionally, the paper outlines other crucial aspects of health economics not discussed in the videos and other appropriate objective functions. Discussion 1. The three videos discussed the cost effectiveness and recommendations for modern health care. The videos are relevant because they dealt with modern issues of economics and how they can be improved. The narrators talked about where the government might start to improve the system’s efficiency. It is believed that systems of health care lack equity and are costly. Every person is responsible in the structure of the health care system today1. In the present world, doctors cannot understand everything. It is believed that the most expensive treatments are the best, which is not true. With the help of doctors, everyone should involve in shaping up the health care system. Better health care control should have the following elements: ability to flag out failures and success of current techniques, ability to develop solutions for health care problems, and ability to employ solutions worldwide. Health care groups must embrace teamwork, and use checklists to ensure every patient follows protocol. The three videos also differed in certain aspects. Ms. Rebecca Onie discussed the relationship between difficulties in socio-economic and the kind of risky prone people. She emphasizes on incompetency among nurses and doctors whom the society trust. Administrative specialists and social workers have been sidelined yet they possess expertise and knowledge in getting things done. However, Eric Dishman, talks about his personal experience to illustrate the point of reinventing the health care system around the world. Compared to other videos, he used his personal experience to pass issues in health economics2. Atul Gwande emphasized on the effectiveness of cost in health care. 2. Other health issues not addressed in the three videos include: availability of care which accounts for 11 percent in the world. Another is sue is corporate bureaucracy which accounts 11 percent. Also, errors in medicine have not been addressed. Medical errors accounts for 11% of health economic issues. Consequently, prescription to drug cost forms a major health concern in the world. 3. Allocating resources optimally depends on what the consumer needs to achieve. All models of health economics must have objective functions, even when states implicitly. The objective functions must specify resources distribution at hand. For instance, in maximizing health, health care is differently allocated from the normal if the objective were to satisfy those that are severely. Models of health economics make assumptions on the relationship between outputs and inputs. The objective that needs to be achieved is the maximization of health care3. The key input factors are medicinal drugs(X) and human capital (Y). The constraints accompanying these objectives are the cost of health and technology. Max U=f (x2y) s.t x2 + y2 =24 Constrain t 1: x, y ? 24 Constraint 2: x, y ? 0 U= x2y-?(x2 + y2 -24) F.O.C for x 2xy-2 ? x=0---1 F.O.C for y x2-2 ?y=0----2 F.O.C for ? x2 + y2 -24=0----3 Solving the equation. 2xy-2 ? x=0-----4 2xy/2x=? ?=y x2-2 ?y=0--------5 x2=2 ?y ?= x2/2y y= x2/2y 2 y2= x2 Substituting in 3 2 y2+y2=24 y2=8 x2=16 x=4 y=8^ (1/2) 4. Some of the crucial constraints facing the health system include: severe deficiency in trained health employees. This undermined the effort to provide better health care. Lack of financial support to set up isolation facilities and drug purchase is